The importance of money

Money is a resource. It's a good resource to have, but like any resource, the pursuit of it for it's own sake is silly.
 
I read somewhere that people are happiest when they reach upper middle class level. Too rich, and you stress about all those investments you have bankrupting you and the like. And of course the poor, the working class, and increasingly the lower middle class (it's funny how those three things are becoming one in America) stress about how they are going to pay their rent, or even where they're next meal is going to come from.

In my experience, the only people that don't care about money are those who's parents had money and therefore never were taught to manage money or to be responsible with money; or those that are so desolate they've given up.
 
In my experience, the only people that don't care about money are those who's parents had money and therefore never were taught to manage money or to be responsible with money; or those that are so desolate they've given up.

Yep. It's easy not to worry about something that you know will just get handed to you no matter what.
 
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Kitties have you thought about some phone work? Lots of insurance companies are hiring nurse case managers, often to work from home. The pay is pretty decent, too.
Thanks ledboots, It's a thought. I guess I could look into it. My goal is working at some retail job. I may have myself in a situation to do so. I'll have to see. Looking into insurance work may be worthwhile. I worked with a nurse who did something like this. But I don't know how it worked out for her.

Speaking of money: A handout from a recent nurses meeting (I didn't go) stated something like "we have a lot of residents but we are a business and without profit we don't have jobs" Nowhere did it state anything about us caring about the job and quality of care we do. Our night nurse was so upset. I told her to stop going to these effing meetings and doing this to herself. I don't go unless they emphasize they are really really mandatory. It's just a moral buster.
 
Sad but true.

I'm the opposite of you. When it comes to money , I find myself becoming extremely envious of those that have it. Those reality shows about people who are ridiculously wealthy drive me nuts.
I sometimes wonder where people get their money. For example watching House Hunters or the international version.
 
I love House Hunters! And the International one is crazy sometimes...last weekend the people had a budget of 1.3 million. Damn.
 
I love House Hunters! And the International one is crazy sometimes...last weekend the people had a budget of 1.3 million. Damn.
Yes. Or even more! Island hunters. There was one with this pristine white sand and clear ocean water. I wanted to be right there. Those white sands and clear waters have fascinated me since I was a kid.

My favorites are the condos or small, small budget houses.

If I hear outdated, granite, has to go, cookie cutter, stainless steel, I want to scream. If it's clean and serviceable, I can live with it.
 
If I hear outdated, granite, has to go, cookie cutter, stainless steel, I want to scream. If it's clean and serviceable, I can live with it.

That annoys me too.

the poor, the working class, and increasingly the lower middle class (it's funny how those three things are becoming one in America) stress about how they are going to pay their rent, or even where they're next meal is going to come from.

In my experience, the only people that don't care about money are those who's parents had money and therefore never were taught to manage money or to be responsible with money; or those that are so desolate they've given up.

:yes: The working and lower middle class people are being squeezed financially in the UK too. I agree completely that it is very easy not to care about money if you feel secure knowing your well off parents can back you up if you ever need them to.
 
I also hate that people with parents with money seem to presume everyone else's parents have money. The amount of times I've heard the phrase "Cant your parents just buy you it?" directed at me when I say I cant afford something/am saving for something. Reaaallly gets annoying!
 
It is easier to not worry about money if you don't have to support yourself and others. As a breadwinner in his family (I assume), I suppose your father does have to think about money a lot more than you do.

I did work at one point. My opinion regarding money hasn't changed regardless of my situation.
 
That annoys me too.



:yes: The working and lower middle class people are being squeezed financially in the UK too. I agree completely that it is very easy not to care about money if you feel secure knowing your well off parents can back you up if you ever need them to.

It's the same thing overhere. I get 21% deducted from my salary and than a further yearly income tax.

I also agree that is it annoying to presume that parents automatically should/could have money to pay things for their children. However, overhere that is usually what happens as many people I know get lots of inheritance or help from their parents and grandparents.
 
I read somewhere that people are happiest when they reach upper middle class level. Too rich, and you stress about all those investments you have bankrupting you and the like. And of course the poor, the working class, and increasingly the lower middle class (it's funny how those three things are becoming one in America) stress about how they are going to pay their rent, or even where they're next meal is going to come from.

In my experience, the only people that don't care about money are those who's parents had money and therefore never were taught to manage money or to be responsible with money; or those that are so desolate they've given up.

So true, all of it. I've been through all the middle classes, no question about it removing the oh gawd I hope something unexpected doesn't pop up or how are we going to pay the rent/mortgage/car payment/food/etc. removes a huge, huge stress burden. I'm also happy as heck that the majority of the time while our kids were growing up we had very little/no extra money, they learned to make due with what they/we had. They learned a lot of important lessons about managing money and more importantly that one doesn't need to keep up with the Jones to be happy. That being said, I'm also very happy I had the money when they finally went to college so they could get educated and not have crushing student loans just as they are trying to get started out.

Our daughter is going the same route we did, struggling a bit but getting by but I don't think our boys will ever have to struggle financially. I hope the heck they don't end up spoiling their future children.
 
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I also hate that people with parents with money seem to presume everyone else's parents have money. The amount of times I've heard the phrase "Cant your parents just buy you it?" directed at me when I say I cant afford something/am saving for something. Reaaallly gets annoying!

I always told my kids to tell their friends that their dad was really, really cheap so no he wouldn't just buy it for them.
 
Yep. It's easy not to worry about something that you know will just get handed to you no matter what.

I think its easy to take things for granted if you have never been in a bad situation.

And I think a lot of people have this flawed idea that poverty is just like being middle class, but you have lower quality goods.
 
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I also agree that is it annoying to presume that parents automatically should/could have money to pay things for their children. However, overhere that is usually what happens as many people I know get lots of inheritance or help from their parents and grandparents.

I know someone in her fifties that deliberately gets into debt/ postpones paying her debts back as she is relying on an inheritance from her father.:rolleyes:
 
I know someone in her fifties that deliberately gets into debt/ postpones paying her debts back as she is relying on an inheritance from her father.:rolleyes:

Seems like flawed thinking. Once she gets the inheritance, she'll have to just repay her debts and she won't have the money with interest. And she runs the risk of something happening and no inheritance coming to her.
 
Seems like flawed thinking. Once she gets the inheritance, she'll have to just repay her debts and she won't have the money with interest. And she runs the risk of something happening and no inheritance coming to her.

I have pointed this out to her on occasion but she is banking on the hope that her father will die before her and leave her the solution to her debts.
 
I have pointed this out to her on occasion but she is banking on the hope that her father will die before her and leave her the solution to her debts.

Even if that does happen, then she's a 50 year old woman with no retirement savings.

But maybe she's so screwed financially that she doesn't want to think realistically about her debts.
 
I have pointed this out to her on occasion but she is banking on the hope that her father will die before her and leave her the solution to her debts.

Is she certain dad has an inheritance to leave her? A lot of times the apple doesn't fall far from the tree.