I'm not a fan of wallpaper, but the tiles are an interesting idea, though it seems a bit busy. I just like plain old wood staircases with just stain or paint.
You give very Amazing advice. I agree with you.I disagree that paying for a home is a bad choice, especially now that mortgage interest deductions may not able to decrease the federal tax burden. After the mortgage is paid off, homes will continue to increase in value and if you don't have a loan, you can keep those appreciations. Furthermore, owning real estate and paying real estate taxes helps the community.
The issue with mortgages is that you pay early more interest and less toward loans repayment in the payment cycle, so the loan owner gets paid faster than the property owner. 10 or 15 year mortgages cost more out of pocket each month than the traditional 30 year loan, However, you will save a significant amount of money in interest payments throughout the life of the loan, and you will own the property much sooner. Even if you don't sign up for a shorter mortgage to begin with, most lenders allow you to shorten the loan yourself with no consequences - so you can pay more each month and that amount will go to lower the principal.
Holding individual stocks or bonds in a personal investment portfolio is very risky. Most people do not have the financial means to manage their portfolios and they hire financial advisers (some pay a lot!) To do it for them. Taking money, depositing money or etfs is tremendous and expensive.
I'm not keen on wallpaper either, it's not practical. I'm obsessed with old wood staircases as well, I had some in my old house, was sad to leave them. When I moved to my new house I decided to paint my staircase. I painted them a lovely duck egg colour with some stunning eco friendly paint and I'm in love. They are on par with my old wood staircases for sure!!I'm not a fan of wallpaper, but the tiles are an interesting idea, though it seems a bit busy. I just like plain old wood staircases with just stain or paint.
Yes…it’s so nice! Listed at $249,900.@KLS52 - that's the condo? What a great layout!
So hard to time the housing market now
"Condominium" is a form of ownership in which the interior of each unit is owned by the occupants, but the exterior is owned in common with all residents. It is more commonly used to refer to an apartment unit than to a duplex house, but the usage varies from place to place.Remind me again what a condo is? A flat/apartment with stairs?
I'm looking at flats online around here even though I just moved house, lol.
What do you mean by "carrying costs"?Same here, houses are selling on the spot for over 2x what they sold for a few years ago, and over the asking price.
At least when you do get a place, your old place should sell quickly and you won’t have to keep the carrying costs for long.