- Joined
- Jul 11, 2012
- Reaction score
- 102
When you have an accident or a speeding ticket, your auto insurance rates go up. You're being punished for bad behavior. On the other hand, health insurance doesn't work this way. My brother hasn't had any health problems in a very long time, and his insurance is around $300 per month. He's being punished for the actions of others. Your rates would go up as you use your insurance more often. This would give people an incentive to be healthy. Do you think health insurance should be run more the way car insurance is?